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3. Spending less on the stone means you can spend more on the setting. Since people notice the setting more than the stone itself, the lower cost of moissanite means you have far more options to make your ring unique while keeping within your budget. Side stones, crafted bands, and bezel-set accents are all suddenly within your budget.

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4. You won't start your married life in crushing debt. It's often said that financial issues are the biggest cause of arguments and difficulties in a marriage, sometimes leading all the way to divorce. Doesn't it make sense to ensure you and your wife-to-be are in the black as soon as humanly possible? Saving for a down payment, creating an emergency fund, and putting aside money to invest are all substantially easier when you're not paying hundreds of dollars a month to the lending institution that financed the diamond purchase.

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1. Engagement/wedding rings have sentimental value, not asset/investment value. Wedding rings do only two things: (1) look pretty and (2) provide a symbol / memento of the event. Accordingly, you're best served by purchasing a high quality ring that meets these two criteria at the lowest possible cost. The cost/quality/durability attributes of moissanite make it much more attractive than diamond for use in wedding rings.

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(Special thanks to Tyler Gingrich for lending his gemstone expertise to this comp.)

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3. A diamond is an illiquid asset, not an "investment". Don't believe me? Try to sell a second-hand diamond ring on eBay or at a pawn shop. Do you really think you'll get anything close to what you paid for it? Do you really think the price of any diamond you purchase today is going to go up significantly over time? A diamond ring isn't even a good "insurance policy" to fall back on during hard times - it's an illiquid asset that you'll have a hard time selling for a price anywhere close to what you paid for it.

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7. You can rest assured that your hard-earned money isn't subsidizing African warlords. Sleep easy - no innocent people were killed in the creation of your fine jewelry.

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